SHOPPING FOR RATES

 
    • Thinking of buying a new car or mortgage for a home?

 

  • Do your rate shopping for a loan within a focused period of time. Credit Scores distinguish between a search for a single loan and a search for many new credit lines, in part by the length of time over which you make your inquiries.
  • We have seen many cases where an auto dealer will shop to many lenders to get you financing. Unfortunately, this can result in many hard inquiries landing on your credit report. These hard inquiries will stay on there for as long as two years.
  • An alternative is to seek financing from a lender you have a good relationship with and if happy with the interest rate offered you can save the shotgun applications
  • Be selective and focused to minimize impact.
 

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Learn how to get your Credit
score over 720

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Gold Plan

$497 Initial Fee and $397 a Month

  • $10,000 APPLICATION for TRADELINE.
  • COMPLIANCE CREDIT SWEEP.
  • CHALLENGE BUREAUS.
  • CHALLENGE FURNISHERS.
  • CHALLENGE CREDITORS.
  • CEASE & DESIST LETTER.
  • 24/7 CLIENT PORTAL ACCESS.
  • ASK ABOUT OUR PAY PER DELETION OPTION.
  • ATTACK CREDIT BUREAUS E-OSCAR SYSTEM.
  • METRO 2 COMPLIANCE / CHALLENGE OF 3 BUREAUS.
  • FREEZE LEXIS NEXIS, SAGESTREAM, CORELOGIC, ARS etc.
  • CHALLENGE BANKRUPTCY, REPOSSESSION, IDENTITY THEFT,
    EVICTION, CHILD SUPPORT & MEDICAL.

Silver Plan

$297 Initial Fee and $197 a Month

  • BASIC COMPLIANCE CREDIT SWEEP.
  • CHALLENGE BUREAUS.
  • CHALLENGE CREDITORS.
  • CHALLENGE FURNISHERS.
  • UNLIMITED INQUIRIES CHALLENGE.
  • ATTACK CREDIT BUREAUS E-OSCAR SYSTEM.
  • METRO 2 COMPLIANCE / CHALLENGE OF 3 BUREAUS.
  • CEASE & DESIST LETTER.
  • DEBT SETTLEMENT NEGOTIATIONS AND LETTERS.
  • 24/7 CLIENT PORTAL ACCESS.
  • 30 MINUTE BUDGET COUNSELING CLASS.

Bronze Plan

257$ Initial Fee and $157 a Month

  • YOUR OWN DIY CREDIT REPAIR SOFTWARE.
  • INCLUDING DISPUTE LETTERS TO BUREAUS, CREDITORS & LENDERS.
  • VIDEO TRAINING FOR SOFTWARE AND DISPUTING PROCESS INCLUDED.
  • ASK ABOUT OUR PAY PER DELETION OPTION.
  • 24/7 CLIENT PORTAL.
  • BONUS: HELP WITH READING AND UNDERSTANDING CREDIT REPORTS.
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