REBUILDING CREDIT

 

Here we are going to talk about rebuilding tools if you do not have a high enough score to qualify for unsecured credit.

SECURED CARD

Most secured credit cards work by securing a deposit that is equal to the credit limit. If you want a $500 credit limit, for example, you’ll need to put down a $500 deposit. These cards work because they report to the three credit reporting agencies so you build your credit slowly over time.

CREDIT BUILDER LOANS

Credit Builder or Self Lender Loans are an installment loan that is meant to increase your credit score. Credit Unions offer these loans and they are typically for terms of 6 to 18 months. The beauty is these loan payments you make go into a savings account in your name. So you are both saving money and building credit.

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Learn how to get your Credit
score over 720

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Learn how to get your Credit
score over 720

By Requesting our Free CMJ Ebook, you agree to receive our Promotional Emails.

Gold Plan

$497 Initial Fee and $397 a Month

  • $10,000 APPLICATION for TRADELINE.
  • COMPLIANCE CREDIT SWEEP.
  • CHALLENGE BUREAUS.
  • CHALLENGE FURNISHERS.
  • CHALLENGE CREDITORS.
  • CEASE & DESIST LETTER.
  • 24/7 CLIENT PORTAL ACCESS.
  • ASK ABOUT OUR PAY PER DELETION OPTION.
  • ATTACK CREDIT BUREAUS E-OSCAR SYSTEM.
  • METRO 2 COMPLIANCE / CHALLENGE OF 3 BUREAUS.
  • FREEZE LEXIS NEXIS, SAGESTREAM, CORELOGIC, ARS etc.
  • CHALLENGE BANKRUPTCY, REPOSSESSION, IDENTITY THEFT,
    EVICTION, CHILD SUPPORT & MEDICAL.

Silver Plan

$297 Initial Fee and $197 a Month

  • BASIC COMPLIANCE CREDIT SWEEP.
  • CHALLENGE BUREAUS.
  • CHALLENGE CREDITORS.
  • CHALLENGE FURNISHERS.
  • UNLIMITED INQUIRIES CHALLENGE.
  • ATTACK CREDIT BUREAUS E-OSCAR SYSTEM.
  • METRO 2 COMPLIANCE / CHALLENGE OF 3 BUREAUS.
  • CEASE & DESIST LETTER.
  • DEBT SETTLEMENT NEGOTIATIONS AND LETTERS.
  • 24/7 CLIENT PORTAL ACCESS.
  • 30 MINUTE BUDGET COUNSELING CLASS.

Bronze Plan

257$ Initial Fee and $157 a Month

  • YOUR OWN DIY CREDIT REPAIR SOFTWARE.
  • INCLUDING DISPUTE LETTERS TO BUREAUS, CREDITORS & LENDERS.
  • VIDEO TRAINING FOR SOFTWARE AND DISPUTING PROCESS INCLUDED.
  • ASK ABOUT OUR PAY PER DELETION OPTION.
  • 24/7 CLIENT PORTAL.
  • BONUS: HELP WITH READING AND UNDERSTANDING CREDIT REPORTS.
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