PHONE/ONLINE DISPUTES

WHY YOU SHOULD NEVER DISPUTE OVER THE PHONE OR ONLINE.
Many people are curious about speeding up the credit repair dispute process. They may even be tempted to dispute negative or incorrect items using the seemingly convenient method of disputing over the phone or online.

The advice we offer is don’t do it. Any serious credit repair expert will tell you to never dispute over the phone or online.

Why? Because consumers are at a disadvantage every time they dispute with the bureaus either online or by phone. What they do not realize is that the credit bureaus that are offering you to dispute online via their websites, have hidden terms and conditions that limit your rights afforded to you by the FCRA.

If you agree to these new terms, and without a proper paper trail, the credit bureaus do not have to fear the threat of lawsuits. This means the credit bureaus can take online and phone disputes less seriously. Resulting in less thoroughly investigated disputes which lead to items not being deleted from the credit report.

This is why if you work with us, we prefer to mail or fax dispute letters to serve you much better.

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Gold Plan

$497 Initial Fee and $397 a Month

  • $10,000 APPLICATION for TRADELINE.
  • COMPLIANCE CREDIT SWEEP.
  • CHALLENGE BUREAUS.
  • CHALLENGE FURNISHERS.
  • CHALLENGE CREDITORS.
  • CEASE & DESIST LETTER.
  • 24/7 CLIENT PORTAL ACCESS.
  • ASK ABOUT OUR PAY PER DELETION OPTION.
  • ATTACK CREDIT BUREAUS E-OSCAR SYSTEM.
  • METRO 2 COMPLIANCE / CHALLENGE OF 3 BUREAUS.
  • FREEZE LEXIS NEXIS, SAGESTREAM, CORELOGIC, ARS etc.
  • CHALLENGE BANKRUPTCY, REPOSSESSION, IDENTITY THEFT,
    EVICTION, CHILD SUPPORT & MEDICAL.

Silver Plan

$297 Initial Fee and $197 a Month

  • BASIC COMPLIANCE CREDIT SWEEP.
  • CHALLENGE BUREAUS.
  • CHALLENGE CREDITORS.
  • CHALLENGE FURNISHERS.
  • UNLIMITED INQUIRIES CHALLENGE.
  • ATTACK CREDIT BUREAUS E-OSCAR SYSTEM.
  • METRO 2 COMPLIANCE / CHALLENGE OF 3 BUREAUS.
  • CEASE & DESIST LETTER.
  • DEBT SETTLEMENT NEGOTIATIONS AND LETTERS.
  • 24/7 CLIENT PORTAL ACCESS.
  • 30 MINUTE BUDGET COUNSELING CLASS.

Bronze Plan

257$ Initial Fee and $157 a Month

  • YOUR OWN DIY CREDIT REPAIR SOFTWARE.
  • INCLUDING DISPUTE LETTERS TO BUREAUS, CREDITORS & LENDERS.
  • VIDEO TRAINING FOR SOFTWARE AND DISPUTING PROCESS INCLUDED.
  • ASK ABOUT OUR PAY PER DELETION OPTION.
  • 24/7 CLIENT PORTAL.
  • BONUS: HELP WITH READING AND UNDERSTANDING CREDIT REPORTS.
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