CREDIT REPORT

 

HOW DO YOU GET YOUR REAL CREDIT REPORT ONLINE?

We recommend IdentityIQ as a good starting point for reviewing your credit history and information. They will instantly provide you with a report that includes your scores and details from Equifax, Experian, and TransUnion. If you use our link you will save some money and have the option to get started with all three bureau reports for a 7 day trial of their service for just $1. If you decide to enroll or do not cancel before the end of the trial, they charge just $24.99 per month and include many helpful features including ID protection.

If you decide to utilize CMJ Credit Repair Services for repairing your credit, we will need you to have a credit monitoring service, so we can get updated reports and scores each month to see our progress together

ARE THERE OTHER WAYS OF OBTAINING MY REPORT FOR FREE?

The law allows you to get your credit reports for free from each credit bureau every 12 months.

According to federal law, you are entitled to an additional free report if you experience the following:

  • If you are denied credit, insurance, or employment. (You then must request your credit report within 60 days from being denied.)
  • If you are unemployed and plan to search for a job within 60 days.
  • If you are on welfare or a victim of identity theft.
  • If the bank or a credit card company charges you higher rates or fees, and their decision was based on your credit report.
  • If there was a negative change in your credit limit, or the collection agency tells you that they have reported adverse information on your credit report.

Send your requests including your name, address, social security number, and date of birth to verify your identity.

  • Experian, PO BOX 9701, Allen, TX 75013
  • Equifax, PO BOX 740241, Atlanta, GA 30374
  • TransUnion, PO BOX 2000, Chester, PA 19022

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Learn how to get your Credit
score over 720

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Learn how to get your Credit
score over 720

By Requesting our Free CMJ Ebook, you agree to receive our Promotional Emails.

Gold Plan

$497 Initial Fee and $397 a Month

  • $10,000 APPLICATION for TRADELINE.
  • COMPLIANCE CREDIT SWEEP.
  • CHALLENGE BUREAUS.
  • CHALLENGE FURNISHERS.
  • CHALLENGE CREDITORS.
  • CEASE & DESIST LETTER.
  • 24/7 CLIENT PORTAL ACCESS.
  • ASK ABOUT OUR PAY PER DELETION OPTION.
  • ATTACK CREDIT BUREAUS E-OSCAR SYSTEM.
  • METRO 2 COMPLIANCE / CHALLENGE OF 3 BUREAUS.
  • FREEZE LEXIS NEXIS, SAGESTREAM, CORELOGIC, ARS etc.
  • CHALLENGE BANKRUPTCY, REPOSSESSION, IDENTITY THEFT,
    EVICTION, CHILD SUPPORT & MEDICAL.

Silver Plan

$297 Initial Fee and $197 a Month

  • BASIC COMPLIANCE CREDIT SWEEP.
  • CHALLENGE BUREAUS.
  • CHALLENGE CREDITORS.
  • CHALLENGE FURNISHERS.
  • UNLIMITED INQUIRIES CHALLENGE.
  • ATTACK CREDIT BUREAUS E-OSCAR SYSTEM.
  • METRO 2 COMPLIANCE / CHALLENGE OF 3 BUREAUS.
  • CEASE & DESIST LETTER.
  • DEBT SETTLEMENT NEGOTIATIONS AND LETTERS.
  • 24/7 CLIENT PORTAL ACCESS.
  • 30 MINUTE BUDGET COUNSELING CLASS.

Bronze Plan

257$ Initial Fee and $157 a Month

  • YOUR OWN DIY CREDIT REPAIR SOFTWARE.
  • INCLUDING DISPUTE LETTERS TO BUREAUS, CREDITORS & LENDERS.
  • VIDEO TRAINING FOR SOFTWARE AND DISPUTING PROCESS INCLUDED.
  • ASK ABOUT OUR PAY PER DELETION OPTION.
  • 24/7 CLIENT PORTAL.
  • BONUS: HELP WITH READING AND UNDERSTANDING CREDIT REPORTS.
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